Best Finance Books List For Beginners


35 books
57   votes


Life & Debt: A Fresh Approach to Achieving Financial Wellness


4.36 rating

Comment 1: Leslie Tayne writes a concise, easy to read and understand book on a topic that affects each person in our society. life & debt looks into how to manage our debts without stigmatizing the word "debt". We all owe something -- mortgages, car loans, credit cards. Ms. Tayne shows how we can embrace these debts in a comfortable manner, not losing any sleep over them. I highly recommend this book to high schoolers getting ready to go off to college in an effort to get them off on the right track. Comment 2: A total waste of time. A 5th grader could have written it better: the book is not only poorly written, but also lacks any substance. Of the short 145 pages (the only merit of the book is its brevity), the only advice I could take is to distinguish between my fixed and variable expenses. That's it. Everything else is something I already knew. Comment 3: This book is full of practical tips and tools for budgeting, saving, and debt management. It has an easy-to-read format. I received this book for free through Goodreads First Reads. Comment 4: This book is quite informative about finances and debt, but I keep hoping to find a book on the subject that really speaks to me and motivates me. Maybe it's hopeless.


How to Be Rich


4.1 rating

Comment 1: This book is titled How to Be Rich, rather than How to Get Rich, for a reason. Getty does not teach how to amass fortune, but he rather explores the philosophy, mindset, and characteristics associated with leading a rich life. What is particularly noteworthy is his characterization of three kinds of people. The first group is individuals who work best when they entirely work for themselves--when they own and operate their own business. Next are men who, for whatever reason, do not want to go in business for themselves but who work best when they are employed by others and who share in the profit of the business. Lastly, there are those who work for others but who have the same attitude towards their employer that postal clerks towards the postal department, namely they don't really care whether their employer make a profit or loss as long as their own paychecks arrive on time. From here he expounds on the Millionaire Mentality. One that's led by initiative and adhering to non-conformism. He also talks about his business and personal failures, and what he takes away from them. Overall I find it an entertaining little book with many practical advices. Many of which are beyond business. I strongly recommend to liberals and conservatives alike.


A Money Saving Mindset: 40 Ways to Help You Save


4.08 rating

Comment 1: Derek L. Polen's "A Money Saving Mindset: 40 Ways to Help You Save" is a good reference because it has useful advise for people of all economic backgrounds. "Shopping Strategies" and "Choices that Save" are the two categories that I could learn the most from. I can be pretty bad when it comes to impulse shopping and I don't shop-around as much as I should. I would recommend this book to people like me, who don't always save as much as they could. The book is also concise without all the complex Comment 2: I won this book in a Goodreads Giveaway. It is a good overview of ways to save money. Unlike many books I have read in the past, this book is able to include apps and current websites that are useful to those trying to save money as they shop. For someone trying for the first time to curb their spending, this is a good guide. For those who have been frugal for awhile, there are really nothing new here but reminders are always a good thing. Comment 3: I won this book in Goodreads FirstRead giveaways & was super excited to get it in the mail today. I started reading it as soon as I opened the package!


Become Rich on Main Street: Build Your Own Economy


5 rating

In Become Rich on Main Street: Build Your Own Economy, author Rick Pierce presents an exciting new personal finance paradigm. His innovative strategies are designed to put you back in control of your money and financial destiny, despite tough times. Pierce teaches how to break free of restrictive economic forces and empower yourself with a proven, proactive plan. Many citizens feel that the American Dream is a myth. The Great Recession harshly redefined how we must think about earning, budgeting, and saving. But instead of giving armchair advice or repackaging outdated formulas that don't work in today's real world, Pierce presents clear, practical solutions that he successfully put to the test in his own life. He recently overcame the challenge of crushing debt and emerged with sustainable financial independence. The transformation inspired him to "pay it forward" by sharing his methods with others in this timely book.


Save Your Money, Save Your Life: 110 Ways to Cut Spending and Reach Financial Freedom


4.2 rating

Comment 1: I’m going to guess that almost everyone wishes they had more money, whether to be able to buy more or save more for the future. The concept of this book is summed up by the old Ben Franklin quote that has reached the point of cliché, “a penny saved is a penny earned.” If you spend less on something (or don’t spend it at all), you’ll have more money for something else.